The LIC AAO Syllabus 2025 is structured into five main sections – Reasoning Ability, Quantitative Aptitude, English Language, General Awareness, and Insurance & Financial Market Awareness. The Preliminary Exam covers Reasoning, Quantitative Aptitude, and English Language, focusing on speed and accuracy. The Mains Exam includes Reasoning, General Knowledge & Current Affairs, Data Analysis & Interpretation, Insurance & Financial Market Awareness, and English (descriptive). Topics range from puzzles, seating arrangements, and data sufficiency to comprehension, grammar, banking awareness, and current affairs. The syllabus is designed to test analytical ability, problem-solving skills, financial knowledge, and communication for a well-rounded evaluation.
LIC AAO Syllabus 2025
The LIC AAO 2025 syllabus and exam pattern breakdown for Generalist, Specialist, and Assistant Engineer (AE) posts. Buckle up.
Selection Process Overview
Three stages—Prelims (qualifying), Mains (scoring), Interview (scoring). Only Mains objective + Interview count for final merit. Prelims just filter you in.
LIC AAO Preliminary Exam Pattern 2025: Prelims Common to All Posts
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Structure:
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Reasoning Ability – 35 Q / 35 marks (20 min)
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Quantitative Aptitude – 35 Q / 35 marks (20 min)
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English Language – 30 Q / 30 marks (20 min; qualifying only, marks not counted for ranking)
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Total: 100 Q / 70 marks / 60 minutes
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No negative marking
LIC AAO Prelims Syllabus 2025
Reasoning Ability
Puzzles, Seating Arrangements, Coding-Decoding, Alpha-Numeric Series, Direction Sense, Blood Relations, Syllogism, Order and Ranking, Inequalities, Data Sufficiency, Logical Reasoning, Machine Input-Output, Statements & Conclusions.
Quantitative Aptitude
Data Interpretation, Number Series, Simplification, Approximation, Data Sufficiency, HCF/LCM, Profit & Loss, Simple & Compound Interest, Ages, Work & Time, Speed/Distance, Probability, Mensuration, Permutation & Combination, Averages, Ratio & Proportion, Partnership, Boats & Streams, Trains, Mixtures & Alligations, Pipes & Cisterns.
English Language (Qualifying)
Reading Comprehension, Fillers, Cloze Test, Sentence Error, Sentence Improvement, Para-jumbles, Vocabulary, Grammar, Passage Completion, Error Spotting, Synonyms/Antonyms, Idioms & Phrases
LIC AAO Mains Exam Pattern 2025
For Generalist Posts
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Objective Section (300 marks / 120 Q / 2 hours):
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Reasoning Ability – 30 Q / 90 marks (40 min)
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General Knowledge & Current Affairs – 30 Q / 60 marks (20 min)
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Professional Knowledge – 30 Q / 90 marks (40 min)
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Insurance & Financial Market Awareness – 30 Q / 60 marks (20 min)
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Descriptive Section (25 marks / 30 min):
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English: Letter Writing & Essay (qualifying only)
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For Specialist Posts (like CA, CS, Actuarial, Legal, Insurance Specialists)
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Pattern mostly mirrors the above but adds a Professional Knowledge section specific to the specialization.
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The Descriptive part may include Legal Drafting for Legal post or tailored content for respective specialist roles.
LIC AAO Mains Syllabus 2025
Reasoning Ability
Same as Prelims, sharpen deeper.
General Knowledge & Current Affairs
History, Indian Economy, Geography, Constitution, Important Days, Books & Authors, Awards, Science & Tech, Government Policies, Indian & Global Affairs, Environment, Committees & Reports, People in News
Data Analysis & Interpretation
Pie Charts, Bar Graphs, Data Handling/Derivation, Data Interpretation in various formats.
Insurance & Financial Market Awareness
History of Insurance & Banking, Financial Institutions, Terminologies, Laws & Policies, Market Types (stock, bond, money), Mutual Funds, Derivatives, Forex, FSDC, Regulatory Bodies, Economic Awareness.
Professional Knowledge (Specialist-only)
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CA: Accounting, Auditing, Taxation
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CS: Corporate Law, Governance, Company Secretarial Practices
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Actuarial: Probability, Statistics, Financial Mathematics
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Legal: Legal Drafting, Case Laws, Statutes
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Insurance Specialist: Insurance Products, Risk Management, Insurance Laws.
LIC AAO English Descriptive Syllabus for General & Specialist**
Essay & Letter Writing or Legal Drafting—only qualifying in nature.
LIC AAO Syllabus Cheat Sheet
| Stage | Posts Covered | Sections (Key Focus) |
|---|---|---|
| Prelims | All (General + Specialist + AE) | Reasoning, Quant, English (qualifying) – holistic aptitude test |
| Mains | Generalist | Reasoning, GK/CA, Professional Knowledge, Insurance & Markets, Descriptive English |
| Mains | Specialist | Same, but Professional Knowledge customized (e.g., CA/Legal/Actuarial) |
| Descriptive | All | Essay + Letter (or legal drafting)—qualifying only |
FAQs
1. What is the LIC AAO 2025 syllabus?
The LIC AAO 2025 syllabus includes the following sections:
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Reasoning Ability: Logical Reasoning, Analytical Ability, Series, Coding-Decoding, Blood Relations, Puzzles, etc.
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Quantitative Aptitude: Arithmetic, Data Interpretation, Percentage, Profit and Loss, Ratio and Proportion, Time and Work, Time-Speed-Distance, etc.
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English Language: Reading Comprehension, Vocabulary, Sentence Rearrangement, Fill in the Blanks, Antonyms and Synonyms, etc.
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General Knowledge, Current Affairs & Computer Knowledge: Banking and Financial Awareness, Current Affairs, Computer Basics, Internet, MS Office, etc.
2. What is the pattern for the LIC AAO 2025 exam?
The exam pattern is as follows:
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Preliminary Exam:
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Reasoning Ability: 35 questions, 35 marks
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Quantitative Aptitude: 35 questions, 35 marks
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English Language: 30 questions, 30 marks
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Total: 100 questions, 100 marks (1 hour duration)
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Main Exam:
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Reasoning Ability & Computer Aptitude: 40 questions, 60 marks
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Data Analysis & Interpretation: 30 questions, 60 marks
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General Knowledge, Current Affairs & Insurance: 40 questions, 40 marks
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English Language (Letter Writing & Essay): 2 questions, 25 marks
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Total: 150 questions, 300 marks (2 hours duration)
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3. Is there a negative marking in the LIC AAO 2025 exam?
Yes, there is a negative marking of 0.25 marks for each incorrect answer in both the preliminary and main exams.
4. How can I prepare for the LIC AAO 2025 exam?
To prepare effectively:
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Follow a Structured Study Plan: Divide your time for each section—Reasoning, Quantitative Aptitude, English, General Knowledge, and Computer Knowledge.
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Practice Regularly: Take daily practice tests and mock exams to improve speed and accuracy.
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Current Affairs: Stay updated with daily news and monthly current affairs to prepare for the GK section.
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Previous Year Papers: Solve previous years’ question papers to understand the exam pattern and difficulty level.
5. Is the LIC AAO 2025 exam bilingual?
Yes, the LIC AAO 2025 exam will be conducted in English and Hindi. However, the English Language section will only be available in English.
6. What are the minimum qualifications required for the LIC AAO 2025 exam?
Candidates should have a graduation degree (in any discipline) from a recognized university, along with knowledge of the local language.
7. What are the age criteria for the LIC AAO 2025 exam?
Candidates must be between the ages of 21 and 30 as of the last date of registration. Age relaxation is provided for reserved categories as per government norms.
8. What is the selection process for LIC AAO 2025?
The selection process consists of:
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Preliminary Exam
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Main Exam
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Interview (if applicable)
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Document Verification
9. How many marks are required to qualify for the LIC AAO 2025 exam?
The qualifying marks depend on the overall difficulty of the exam. However, candidates need to secure a minimum sectional and overall cut-off to qualify for the main exam and interview.
10. What is the syllabus for the General Knowledge section in LIC AAO 2025?
The General Knowledge syllabus includes:
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Banking & Financial Awareness: RBI, Financial Institutions, Banking Terms, and Policies.
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Current Affairs: National, International, Sports, Economy, Awards, etc.
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Computer Knowledge: Basics of computers, MS Office, Internet usage.