IBPS Clerk Cut Off 2026: The IBPS Clerk examination, conducted by the Institute of Banking Personnel Selection (IBPS) for Customer Service Associate (Clerk) positions in participating public sector banks, features state-wise and category-wise cut-offs due to varying vacancies, candidate performance, and regional competition levels. Cut-offs are released separately for Prelims (qualifying) and Mains (decisive for final merit and allotment). Factors influencing them include the number of vacancies per state, exam difficulty across shifts (with normalization), overall candidate performance, and reservation policies.
IBPS Clerk Cut-Offs
IBPS Clerk cut-offs represent the minimum scores required to qualify for the next stage or final selection. Prelims cut-offs (out of 100) are typically higher in competitive states with more vacancies or urban centers, while Mains cut-offs (normalized out of 100) determine provisional allotment. There are no interviews; final selection relies on Mains performance, subject to document verification and medical fitness.
Cut-offs fluctuate yearly. Easier exams or higher vacancies can lower thresholds in some states, while increased competition raises them. Candidates should aim 10-15 marks above the previous year’s cut-off for safety, especially in high-competition states like Delhi, Uttarakhand, Punjab, Haryana, and West Bengal. Category-wise variations (UR, OBC, SC, ST, EWS) are significant, with reserved categories often having lower thresholds.
IBPS Clerk Cut Off 2026 (Expectations)
IBPS Clerk Cut Off 2026 (Expected) in a clear table format based on latest trends, previous year data, and expert analysis.
| Category | Expected Cut Off (Out of 100) |
|---|---|
| General | 65 – 75 |
| OBC | 63 – 73 |
| EWS | 63 – 72 |
| SC | 55 – 65 |
| ST | 50 – 60 |
In some high-competition states, the General cutoff may go 75–80+ depending on difficulty and vacancies.
IBPS Clerk Mains Cut Off 2026 (Expected)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General | 78 – 92 |
| OBC | 75 – 88 |
| EWS | 75 – 88 |
| SC | 65 – 78 |
| ST | 60 – 72 |
Some analyses also suggest General mains cutoff may reach 135–145 (overall score pattern variation) depending on normalization and exam pattern.
Important Points
- Cut-off is state-wise, not national.
- It depends on:
- Number of vacancies
- Difficulty level
- Number of candidates
- Competition is increasing, so cutoff trends are slightly rising every year.
- You should aim 10–15 marks above expected cutoff for safety.
Safe Score Target (2026)
| Stage | Safe Score (General) |
|---|---|
| Prelims | 75 – 85 |
| Mains | 90 – 105+ |
For 2026 Expectations: With the 2026 notification likely following standard patterns (Prelims expected around October 2026), cut-offs may align closely with 2025 trends unless vacancy numbers or difficulty shift dramatically. Monitor official IBPS releases for exact figures. Preparation focusing on accuracy in Reasoning, Quantitative Aptitude, and English will be key.
Factors Affecting State-wise Cut-Offs
Several variables determine state-wise cut-offs:
- Vacancies: States with fewer vacancies often have higher cut-offs due to intense competition.
- Exam Difficulty and Normalization: Multi-shift exams lead to score normalization, affecting final cut-offs.
- Candidate Performance: High average scores in a state push cut-offs upward.
- Category and Reservations: UR/General candidates face the highest bars; reserved categories benefit from relaxations.
- Regional Competition: Metropolitan or northern states typically see elevated thresholds compared to some northeastern or smaller states.
Aspirants must analyze trends specific to their state and category rather than national averages.
IBPS Clerk Prelims Cut-Off Trends (2021-2025)
Prelims serve as a screening test. Here are separate tables for key years based on available official and reliable compilations (General/UR focus where primary; full category details vary by source). Note: Some states may have NA or low data due to vacancies.
IBPS Clerk Prelims Cut-Off 2025 (Out of 100)
Separate Table for 2025
| States/UT | General/UR | SC | ST | EWS | OBC (NCL) |
|---|---|---|---|---|---|
| Andhra Pradesh | 64.5 | – | 64.50 | – | – |
| Assam | 65.75 | – | – | – | – |
| Bihar | 61.25 | – | – | 61.25 | 61.25 |
| Chandigarh | 86.5 | – | – | – | – |
| Chhattisgarh | 66.75 | – | – | – | – |
| Delhi | 84 | – | – | – | 83 |
| Gujarat | 45.25 | – | – | 45.25 | 45.25 |
| Haryana | 78.5 | 70.75 | – | – | – |
| Himachal Pradesh | 82.75 | – | – | – | – |
| J&K | 81.25 | – | – | – | – |
| Jharkhand | 74.5 | – | – | – | 74.50 |
| Karnataka | 46 | – | – | – | 46 |
| Kerala | 77.25 | – | – | – | 77.25 |
| Madhya Pradesh | 69 | – | – | – | 69.75 |
| Maharashtra | 46 | 46.25 | – | 46.25 | 46.25 |
| Manipur | 52 | – | – | – | 52 |
| Odisha | 69.75 | – | – | – | – |
| Punjab | 81 | – | – | 81 | – |
| Rajasthan | 77.50 | – | 64.50 | 77.5 | 77.50 |
| Tamil Nadu | – | – | – | – | 45.25 |
| Telangana | 46.25 | – | – | – | 46.25 |
| Uttar Pradesh | 69.75 | 63 | 57.75 | – | 69.75 |
| Uttarakhand | 85 | 77.75 | – | – | – |
| West Bengal | 78.50 | – | – | – | 70.25 |
(Lower cut-offs observed in states like Gujarat, Maharashtra, Karnataka; higher in Chandigarh, Delhi, Uttarakhand.)
IBPS Clerk Prelims Cut-Off 2024 (Out of 100)
Separate Table for 2024
| States/UT | General/UR | Notable Others |
|---|---|---|
| Andhra Pradesh | 77.5 | – |
| Assam | 83.75 | OBC 82.25, SC 81.25 |
| Bihar | 79.5 | OBC 79.5 |
| Chandigarh | 81.50 | – |
| Delhi | 80.75 | OBC 78.25, SC 75.25 |
| Gujarat | 77.25 | ST 67.75 |
| Haryana | 83 | – |
| J&K | 86.25 | – |
| Odisha | 86.75 | – |
| Rajasthan | 83.25 | EWS 83.25 |
| West Bengal | 87.75 | SC 80.25 |
| Sikkim | 41 | – |
| (Others like UP ~79, MP ~73, etc.) | – | Varies |
(2024 saw elevated cut-offs in many states, attributed to perceived easier paper.)
IBPS Clerk Prelims Cut-Off 2023 (Out of 100)
Separate Table for 2023
| States/UT | General/UR | Notable Others |
|---|---|---|
| Andhra Pradesh | 81.25 | – |
| Assam | 79 | – |
| Delhi | 78.25 | EWS 78.5, OBC 76 |
| Gujarat | 75.25 | – |
| Himachal Pradesh | 84 | – |
| J&K | 85.25 | – |
| Odisha | 86.5 | – |
| West Bengal | 85.5 | OBC 80, etc. |
| Goa | 48.25 | – |
IBPS Clerk Prelims Cut-Off 2022 (Out of 100)
Separate Table for 2022 (Compiled from trends)
| States/UT | General/UR (approx.) |
|---|---|
| Bihar | 87.75 |
| Uttar Pradesh | 84 |
| Uttarakhand | 89.5 |
| Delhi | 84.5 |
| Andhra Pradesh | 76.5 |
| Assam | 80.75 |
(Variations were notable, with Bihar and Uttarakhand high.)
IBPS Clerk Prelims Cut-Off 2021 (Out of 100)
Separate Table for 2021
| States/UT | General/UR |
|---|---|
| Andhra Pradesh | 71 |
| Delhi | 77.25 |
| Haryana | 78.50 |
| Rajasthan | 81.50 |
| Uttar Pradesh | 77 |
| Uttarakhand | 81.25 |
IBPS Clerk Mains Cut-Off (State-wise) – Last 5 Years
IBPS Clerk Mains Cut off 2025 (CRP Clerks-XV Final Cut-Off)
| State/UT | Cut-Off (General / Final) |
|---|---|
| Uttar Pradesh | 40.13 |
| Bihar | 41.25 |
| Delhi | 40.75 |
| Maharashtra | 38.50 |
| Gujarat | 37.25 |
| Rajasthan | 41.75 |
| Punjab | 43.50 |
| Haryana | 42.75 |
| West Bengal | 41.75 |
| Odisha | 42.75 |
| Karnataka | 38.25 |
| Kerala | 39.75 |
| Tamil Nadu | 41.25 |
| Assam | 37.88 |
| Chhattisgarh | 39.25 |
Range: ~22 to 44 marks (state variation)
IBPS Clerk Main Cutoff 2024
| State Type | General Cut-Off |
|---|---|
| High competition states (UP, Bihar, WB) | 47 – 55 |
| Moderate states (MH, GJ, KA) | 42 – 48 |
| Low competition states (NE, Goa) | 35 – 42 |
IBPS Clerk Mains Cut off 2023
| Category | Cut-Off (National Trend) |
|---|---|
| General | 50 – 53 |
| OBC | 45 – 49 |
| SC | 38 – 42 |
| ST | 30 – 35 |
IBPS Clerk Main Cut off 2022
| Category | Cut-Off |
|---|---|
| General | 47 – 50 |
| OBC | 43 – 46 |
| SC | 35 – 40 |
| ST | 28 – 33 |
IBPS Clerk Main Cut off 2021
| Category | Cut-Off |
|---|---|
| General | 45 – 48 |
| OBC | 41 – 44 |
| SC | 33 – 37 |
| ST | 25 – 30 |
Category-wise Cut-Off (Overall Trend – Last 5 Years)
| Year | General | OBC | SC | ST |
|---|---|---|---|---|
| 2025 | 40–45 | 38–42 | 32–38 | 25–32 |
| 2024 | 47–55 | 42–48 | 35–42 | 30–36 |
| 2023 | 50–53 | 45–49 | 38–42 | 30–35 |
| 2022 | 47–50 | 43–46 | 35–40 | 28–33 |
| 2021 | 45–48 | 41–44 | 33–37 | 25–30 |
IBPS Clerk Mains Cut-Off Trends
Mains cut-offs (out of 100, normalized) are crucial for final selection. They tend to be more stable but still vary. Recent years show UR mains around 35-48 in competitive states.
Trends indicate slight increases in high-vacancy or competitive states over time, but normalization keeps them manageable with strong preparation.
Overall Analysis of Previous 5 Years’ Trend
- Rising Competition: Cut-offs in states like Delhi, Haryana, Punjab, Rajasthan, and West Bengal have generally trended upward or remained high (80+ in Prelims in peak years), reflecting more applicants.
- State Variations: Southern/western states like Gujarat, Maharashtra, Karnataka, and Tamil Nadu often have relatively lower thresholds (40-70 range), making them strategic for some candidates.
- Category Impact: General category faces the toughest bar; SC/ST/EWS see 5-20+ mark relaxations depending on state.
- Yearly Fluctuations: Easier papers (e.g., 2024) pushed Prelims cut-offs higher in many states. Vacancy spikes can moderate them.
- Preparation Insight: Consistent performance across sections (especially Reasoning & Quant) is vital. Aim for 70-85+ in Prelims for safer qualification in most states.
Tips for IBPS Clerk 2026 Aspirants
Focus on state-specific targets using these trends. Practice mock tests mimicking actual difficulty, improve speed and accuracy, and stay updated via the official IBPS website. Regular revision of current affairs, banking awareness, and computer knowledge will aid Mains. Track vacancies in your preferred state upon notification release.
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